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Free for insurance agents

Free AI skills and Grok bots for insurance agents

Compare quotes, explain a renewal, read the insurance clause in a contract and write your agency's AI rules. Each skill is a ready-made playbook for Claude. A licensed agent checks every word before it reaches a client.

Browse 8 free skills See the 4 Grok bots
  • No signup on this site
  • Works in Claude, Claude Code and Codex
  • Free, no upsell inside
Quote Comparison BuilderMade up, for illustration
Quote comparison: Ridgeline Mechanical, general liability (DRAFT for agent review)
Earliest quote expiry: February 14 (Pinecrest)

Total cost (math shown)
Northgate: $14,850 + $150 = $15,000
Fairhaven: $12,400
Pinecrest: $10,900 + $350 + $412 = $11,662

Differences that matter
1. Pinecrest excludes residential work. Ridgeline does some.
2. Pinecrest has a $10,000 SIR including defense.
3. Fairhaven shows no completed operations additional insured. The GC contract requires it.
4. Only Northgate shows a per-project aggregate.

Agent recommendation: ________

(Agency, client, carriers and numbers are made up for illustration.)
Get this skill free

The skill library

Pick the job. Get the playbook.

Each skill is a folder Claude reads before it works: the steps, the format, a worked example and a checklist. You get a method built for insurance work, not a chatbot guess.

Serve your clients

Quotes, renewals and contracts, turned into clear work a client can read.

For agents · 20 minutes

Quote Comparison Builder

Put 2 to 4 commercial quotes side by side, flag every gap and difference, and get underwriter questions and a client summary.

  • One grid with the same rows for every quote
  • Plain flags on retentions, exclusions and missing contract items
  • Underwriter questions and a client-ready summary draft

For agents · 15 minutes

Renewal Review Letter

Turn a commercial renewal into a plain-English client letter plus an internal checklist of everything that changed.

  • A line-by-line checklist of what changed and why
  • A short client letter in your voice with one clear request
  • A confirm list to check against the renewal before sending

For agents · 20 minutes

Contract Insurance Reader

Read a lease, vendor or subcontract's insurance section, map every requirement, and see what your client's coverage is missing.

  • Every requirement quoted with its section number
  • Each one marked Meets, Gap, Needs endorsement or Cannot tell
  • A certificate checklist and a gaps list with who acts

Win new accounts

Know the business and the questions to ask before the first call.

For agents · 10 minutes

Coverage Checklist by Industry

A discovery checklist for any business type: coverages commonly considered, why, what changes the need, and what to ask.

  • A checklist built for the exact business type and meeting length
  • Plain discovery questions an owner can answer
  • A list of documents to request before you quote

For agents · 15 minutes

Prospect Research Brief

A one-page pre-call brief on any business from public information, with sourced facts, exposures to ask about and openers.

  • A one-page snapshot with every fact sourced and dated
  • Signals turned into plain discovery questions
  • Openers and a do-not-say list for the call

Run the agency

Rules your team can follow when it uses AI.

For agents · 20 minutes

Agency AI Policy Writer

A one-page AI use policy for your agency: approved tools, client data rules, licensed review and what to do if something goes wrong.

  • A one-page policy in eight plain sections
  • A staff acknowledgment line ready to sign
  • A cover note on what to confirm before you adopt it

For business owners

Plain English on your own coverage, and what to ask your broker.

For business owners · 15 minutes

Renewal Notice Explainer

Paste your business insurance renewal and get plain English on what changed, what each term means, and what to ask your broker.

  • A line-by-line list of what changed, in plain words
  • Every insurance term in your notice explained once
  • The questions to ask your broker, most important first

For business owners · 15 minutes

What Insurance Does My Business Need? Checklist Builder

A short interview about how your business works builds a plain-English checklist of insurance to discuss with a broker.

  • A checklist built from how your business actually works
  • What each coverage covers, in plain words, and why it is on your list
  • The questions and documents to bring to a broker

Free Grok bots

Bots that do the weekly work. You approve every send.

Each bot runs on a schedule in the Grok Bot app and hands you finished drafts. Nothing goes to a client or a prospect until you say yes.

Grok Bot · RenewalsRenewal RadarReads your book export every week, finds policies renewing in 60 to 90 days and drafts a personal note for each one.Grok Bot · New businessProspect DeskFinds businesses that just opened in your area from public sources and drafts a short intro email for each, for your approval.Grok Bot · Client briefMarket WatchReads reputable insurance news each week and drafts a short market brief you can send to clients, with every figure sourced and dated.Grok Bot · Google reviewsReview BoosterAt the same points for every client, each renewal bound and each claim closed, it drafts a short, personal ask for a Google review.
Get the free bots Download all four

How it works

A few minutes to set up.

No coding and no prompts to memorize. Add a skill once and Claude uses it whenever you ask for that job.

  1. Download the skillPick a skill and enter your email. The download starts right away.
  2. Add it to ClaudeTurn on code execution in Settings, Capabilities. Then open Customize, then Skills, and upload the file. It works on the free plan.
  3. Ask for the jobSay "compare these three quotes" and attach them, with personal details removed. Claude follows the playbook.

Why now

Agencies are using AI. Most have no rules for it yet.

The Big "I" 2026 Agency Universe Study found that 46% of independent agencies use AI, up from 15% in 2024. The 2026 Big "I" ACT Tech Trends Report found that more than 55% have no written AI use policy.

Start with the Agency AI Policy Writer, then pick one job. Read our story on how agencies use AI in 2026.

46%
of agencies use AI, up from 15% in 2024. Big "I" Agency Universe Study, 2026.
55%+
of agencies have no written AI use policy. Big "I" ACT Tech Trends Report, 2026.

Rather have it done for you?

When you want the work off your desk.

The skills are free and stay free. These are separate options if you would rather someone else do the job.

Paid upgradeA client newsletter written and sent for you.

Retention Letter writes and sends a newsletter with your name and face on it to your clients twice a month. $300 a month after a $200 setup fee; month to month after the first two months.

See Retention Letter For brokersBe the broker owners find first.

Claim your firm's free profile on Commercial Broker Guide. Featured firms sit at the top of their city and specialty for $99 a month.

List your firm free From our sister companyWant help putting AI to work in your agency?

Texas AI Lab sets up AI that drafts and follows up for you, or trains your team, on Zoom with owners anywhere.

Book a fit call

Questions

Good to know

What is a Claude skill?

A small folder of instructions Claude reads before it does a job: the steps, the format, a worked example and a checklist. Add it once and Claude follows it every time you ask for that job.

Is it safe to paste client documents into AI?

Only into a tool your agency has approved, and only after you remove personal details like Social Security numbers, driver's license numbers, dates of birth and bank details. Every skill reminds you of this before it starts.

Does the skill give insurance advice?

No. It drafts and organizes. It says what a quote, policy or contract says and what to confirm. A licensed agent checks the work against the actual documents and makes every coverage call.

What does it cost?

The skills and the bot recipes are free. You need a Claude account to use a skill, and the free plan works. Running a bot needs Grok Bot, which comes with a paid SuperGrok or Cursor plan.

The Brief, once a week

Insurance tips an owner can use.

Plain-English insurance tips. One short email a week.

Get The Brief

Need a broker instead? Find an independent broker or get a quote.